Well...kind of. One of the gal's that was on the TLC show Extreme Couponers, was in our area recently. Our local paper was a sponsor and they were offering a coupon class for free. I didn't actually meet her, but she was there along with a more local gal that was on the show also, and does a local coupon class. My mom really wanted to go and I thought why not? Might learn something.

I really didn't learn anything new, but the speaker was really entertaining and funny....seemed like a very sweet gal.

The whole idea behind all of this extreme couponing, is subscribing and having multiple copies of your local Sunday paper. That way, when something goes on sale, you can really stock up. By the time you use your "stock" up, another sale will hit. They were offering additional copies of the Sunday through Tuesday at a very reduced rate (up to 4 for subscribers and up to 5 for non subscribers). I was tempted, but didn't bite.

Now, I do use coupons whenever I can. I think that is just smart shopping. Little bits do add up. My problem is, that for one, we have no stores that double. We also do not have a CVS...jealous of those that do! , so it seems sometimes I just can't get major awesome deals that I see other people getting. Of course, anything cheaper than full price is always a bonus, and if something is on sale, even better.

They had some gift cards they were raffling off, but we didn't win.

All in all, it was a fun time....and it was FREE!

Sent $500 to the Focus loan yesterday...that will take us below $4K!

Also sent some receipts to FSA...$45 (misc: co-pay, prescriptions, and a small lab bill) and $160 for contacts. Now I wish I would have done more. I will be done soon with my FSA as I only did $300 this year....now I wish I would have done more. It always seems to work like that....one year I almost didn't use it all up as expenses were low. This year isn't particularly expensive, but I just realized I have been wanting a new pair of glasses and I should have planned better as I could have put what wasn't covered by the insurance towards that. Bummer

Paid the dreaded (and unexpected) taxes yesterday to the tune of almost $2000.

Tomorrow I will be sending $500 to the Focus loan...that will take us under $5000!

The Visa bill will be due on Friday (which I pay online) of about $800. That is the payment I had our travel agent charge at the beginning of the month. One more $800 charge and payment and our Kauai trip will be paid for in full (air, resort-including breakfast everyday, car, and trip insurance).

Even though it is money going OUT, it is a good feeling knowing that car loan will be paid off in December, and that our trip is also paid for. Paying the bulk of the trip expenses AHEAD of time, definately makes for a more enjoyable vacation in my opinion.

I will start with the ugly....we owe taxes...to the tune of approx $2000 between federal and state. The main reason is we lost DD1 as a dependent, due to accounts she has to pay her college expenses....a UGTMA and a trust....we also lost the education credit and the american opportunity act credit. Add to the fact our with-holdings were out of whack. This is the first time in years we have owed. Bummer.

The bad....the savings account will take a hit

The good.....we have the money to pay for it!

To avoid this in the future....we have adjusted our with-holdings and increased our 401K/SEP IRA's.

We may get a couple of those credits back next year (for 2013) as DD2 will be entering college this fall.

We will see.

Another very important reason to have an emergency fund.....I am thankful we do!

CC Free got me thinking after she posted her 1st quarter progress.

I didn't have a lot of financial goals for 2013, but, for the ones we do have, here's how we have been doing:

Paid off SUV loan
Increased DH's 401 contribution to 14%
Increased my SEP IRA contribution also (although that doesn't appear on my sidebar).

Already thinking ahead to 2014. Our house will be 16 years old this June.

We imagine next year and in the next few years, needing a new roof, possibly replacing the hot water tank, and possibly replacing the furnace and air conditioner. Our house has been painted...that will not need to be done.

Also, we will need to replace the carpets at some point. All 4 bedrooms have carpet, as well as the family room, and living/dining room. We will hold off on this for a while though, mainly because the carpets are in pretty darn good shape for being 16 years old. We don't wear shoes in the house, and I think that helps. We also want to wait as our cat (who is 14) vomits sometimes, and almost always on the carpets instead of the hardwoods...go figure. We used to get the carpets professionally cleaned once a year, but last year, decided to invest in our own carpet cleaner. I think it has been well worth the cost (a couple of hundred bucks). We also have a hand held smaller carpet cleaner for spot cleaning. I also think that was a good investment.

So another goal, I think, is to start a seperate account for the household maintenance that is going to be coming up. I really don't want to tap into the home equity line. To me, that is just too tempting to go hog wild and just get it all done at once and be done with it.

No thanks, think we will try to save cash for it!

DD1 has been home for college this past week for Spring Break and it has been so nice having her home!

DD2 was also on Spring Break and worked quite a bit...she is so excited to see what her next check will be.

We didn't go any where, but just enjoyed having some time together as a family. We took the girls to pizza and frozen yogurt last weekend, and this past weekend we all went to see Olympus Has Fallen, courtesy of DD2...parents get in free when we are with her, and she had a free pass for selling candy when she works the concession stand so that got DD1 in free. We did spring for popcorn and soda though....we all really liked the movie.

We had a quiet Easter...DD2 had to work 11:30 to 8:30 today My parents invited us over for dinner along with my sister, so DH and I along with DD1 went...DD1 only stayed about an hour as she had almost a 2 hour drive back to school. DD2 received her last Easter basket (they get one through senior year of high school), and I sprung for a chocolate bunny for DD1

We were lucky to have BEAUTIFUL weather this weekend...in the mid 70's and sunny....very unusual for this time of year, but we will take it.

Wrapping up the weekend with Monday off from work! Planning to galavant around with my mom and have lunch. DH is heading out to lunch with his mom too.

Hope everyone had a wonderful weekend.