Hi SA friends!
Well I am back to blogging. Finally feel in the mood
I updated my side bar figuring it was time as I still had 2013 goals on there.
You will notice a little debt. The story behind the tires...first mine...back in February, I had 2 nails in one of my tires....DH also noticed my tires were pretty bald. My vehicle (2010 Ford Escape), it would seem was due for some new tires after 4 years. We went ahead and got them...0% interest for 6 months. DH's tires are another story. In 2012, he gave up his Ford Fusion for a more economical car (Ford Focus). He loves cars, and really wanted to add a bit of 'dash" to the Focus. He doesn't really have any hobbies, and rarely spends money on himself, so he wanted to use his bonus for new tire and wheels. I didn't feel like I could say no, so he shopped around and got new tires and wheels. Again, we are at 0% interest for 6 months. On both sets of tires, we also got visa rebate gift cards.
With $38K in savings, you might wonder why we don't just pay them off....I definately would, but DH thinks it's better just to keep the money in savings since we are not paying any interest. They WILL be paid off at the end of the promotion though. I have just divided the payment into 6 months, and they will be gone. I just hate having it hang over our heads, and it's one more bill to remember to pay. We have purchased many, many things over the years on promotions like this and have never paid a penny of interest.
Our home equity line of credit should be paid off in about 5 months...just in time to start a new remodel project...lol...that's another post.
My mom is still giving me the $500 a month...for now, I just put it into savings. We have had some big visa bills the past few months, mainly from our recent vacation and a few other purchases, (a new mattress for one)however, I have been able to pay in full each month, but have had to transfer some from savings. I hope with this months bill, it will be the last time we will have to do that and we will be able to start earmarking the $500 for something else.
That's about it for now
Back to blogging/updates
Hi SA friends!