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Archive for September, 2013

My Points

September 28th, 2013 at 03:49 am

My 2 gift cards came in pretty quickly.

$25 Regal Entertainment

$25 Target

Regal will probably get used pretty quickly, but I think we will save Target for Christmas.

Small snowflake, but every bit helps.

I am officially an empty nester (non-financial)

September 26th, 2013 at 12:11 am

Today we took DD2 down to college. She is attending the same college DD1 is at (although DD1 just transferred to this college last year).

It is kind of nice to know they are in the same town Smile

DD1 is in a sorority and is living at the sorority house. DD2 is living in a dorm.

All seems well and we got her all moved in and unpacked.

The only downside is she is in a triple (not her choice), but the biggie is that the room is obviously a double made into a triple. Fortunately her 2 roommates seems really nice. She met 1 over Spring Break after they met on the profile board for the college. She lives in a town about 20-25 minutes from us and they ended up meeting at the mall in the Spring. They decided they would be a good match and wanted to room together. Getting a double was hard as you had to sign in multiple times to try and get the hall you wanted. They got the triple and then got assigned another roommate. She is from WA state so they both just met her today.

Hoping they will all get along well. Classes start on the 30th.

We went out to breakfast this morning and then DD1 came over to visit and we ended up taking the girls out to lunch.

We dropped them off and headed back home. We are headed out to dinner tonight as we are feeling a little lost. All in all, not a frugal day (we also had to fill my tank on the way home) as the college is about 1 1/2 away.

I am sure we will find our footing soon.

It's hard to let your kids go, but knowing they have exciting things to come makes it a little better.

Thanks for letting this mama spill her thoughts Smile

My Points

September 18th, 2013 at 03:43 am

So I finally decided what to do with all my points....I redeemed them for:

$25 Regal Entertainment (we enjoy going to the movies)

$25 Target (because you can ALWAYS find something there) Smile

It is kind of weird now to see the balance so low.

Going to see how fast I can get it back up!

The check cleared!

September 16th, 2013 at 03:06 pm

It's official! We now own both of our vehicles. Can't remember a time in almost 26 years of marriage that this has happened.

The really nice thing? We really buckled down and paid this loan off fast....1 1/2 years. Smile

Focus loan paid off!

September 13th, 2013 at 03:03 pm

Woo hoo! We are only about $600 away from being debt free except for our mortgage!

Will tackle that Zales account either later this month or October! It is 0% interest so it is not imperative it is paid off....we just want to be debt free Smile

Paying the Focus loan off!

September 9th, 2013 at 08:24 pm

Yep! We are going to do it! I am calling the credit union today and am going to mail the check off after work. We are at $1499 and some change, so I will need to get the exact payoff.

Part of the reason we are doing this, is that my generous mom gifted me with another $500 this weekend.

I wish I could say we were debt free except for the mortgage, but I forgot to add our Zales account to my side bar. You see, a few months ago DH really wanted to get me a new wedding ring. We went to Zales and purchased one on 12 months deferred. I originally divided the balance by 12 months, but then last week realized, if we want to be debt free by December, I would have to up the payment. I figured out how much that would be with a final payment in December.

We will most likely be paying it off next month as the balance is $608.79. We will find the cash to do it, and then I can really say:

We are debt free except for the mortgage!

Extra to the mortgage

September 4th, 2013 at 03:16 pm

Our regular payment is $918.62...I sent an extra $31.38 to round it up to $950. I have been doing this for some time now. When DH's car is paid off by the end of the year, we may consider upping that extra amount.