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Archive for March, 2012

My sister's bank account was hacked! :(

March 29th, 2012 at 08:19 pm

Ugh! I feel so bad for her....she logged on to her account this morning before work and discovered she was .19 in the hole...she immediately knew something was wrong...she has some auto withdrawls on Friday and knew she had the money set aside in the account for it.

Sometime after she arrived at work, she got a call from her credit union stating it appeared there was fraud activity on her account.

They closed that account and on Friday she has to head over there to get some things straightened out.

She is not sure what is going to happen with the auto withdrawls....if the credit union will pay them or they will reject.

She feels so violated....

Of course, no idea how it happened...probably skimmed or something....will probably never know.

Hoping it all works out for her Frown

2 cents

March 23rd, 2012 at 04:18 pm

Funny and frugal....I stopped by Wendy's last night for take out since dd2 was gone and it was just dh and I....had a couple of gift cards but wasn't sure how much was one each one....food came to $9.98....whipped out one of the cards and it was for $10.00....she processed the transaction and said...oh there is 2 cents left on it....want me to just toss it? Uh no.....I'll keep it for a future purchase....ha ha.....I am sure she thought I crazy!

30 days from today.......

March 21st, 2012 at 11:02 am

I will be on a cruise ship headed for paradise! The best part? Our cruise, flight, and excursions (4) are all paid for....IN FULL!

That's right SA friends.....paid in full. What a great feeling.

The only things not paid for are souviners and "adult" beverages.

Now, we don't drink much at all...but....we do plan on enjoying some tropical cocktails while on this vacation....after all....it is a celebration for our 25th anniversary.

We are so ready to get out of town....it's been a typical NW Spring....gray and rainy with a little snow mixed in too.

I am so excited!

Tax refunds received!

March 16th, 2012 at 03:27 pm

Wow! The checking account is looking pretty awesome right now! lol

We plan to throw $1000 towards dh's new car loan and put the rest in savings.

Part of that will go towards paying off the excursions for the cruise we have in April. We have booked 3 and need just 1 more....need to get it done so it will show on the next credit card statement and I can pay it off.

The rest (after car loan/excursions) will just stay in the savings account.

SUV payment

March 14th, 2012 at 08:12 pm

Another $500 to the SUV loan! We are now down to $6000.00.

We decided to see if we can swing it and continue to send $500 on this loan even though we have dh's new vehicle loan which is $237/mo.

We hope to round his payment up to $300 to get a bit of a head start on paying that darn thing down.

As soon as the SUV loan is paid off we will be sending at least $500 to this loan.

At least it costs less to fill his tank now. He is getting about 30 miles to the gallon right now. He is hoping after 3-5K he will hit 40.

Taxes done :)

March 2nd, 2012 at 08:12 pm

And it is good news.....we are getting approximately $2800 back from federal and approximately $300 to $400 from state.

The reason? Most of it is from the American Opportunity Credit.....for 2010 and 2011 we were eligible for a $2500 credit as our oldest daughter is in college. We also get the $1000 child credit for our youngest.

Per our tax lady....next year it will definately change and we will not be seeing this kind of a refund again for a long time....if ever. We will lose the child credit as our youngest will turn 17 this year. Apparently they will take away the american opportunity credit of $2500 and it will change to the lifetime learning credit which will be $2000. All in all we will lose approximately $1500 in credits for 2012.

She did say our withholdings are right on target though and will re-evaluate next year. We may get a small refund with those changes at least from federal....state is another thing....our state has a state income tax and it just feels like they tax us to death so who knows if any of the above will affect that.

I guess all we can do is wait and see.

It will be nice to have this money though, I have to admit....we were not planning on such a big refund so it is a nice surprise.

More on the plans for that later!