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Paying the Focus loan off!

September 9th, 2013 at 08:24 pm

Yep! We are going to do it! I am calling the credit union today and am going to mail the check off after work. We are at $1499 and some change, so I will need to get the exact payoff.

Part of the reason we are doing this, is that my generous mom gifted me with another $500 this weekend.

I wish I could say we were debt free except for the mortgage, but I forgot to add our Zales account to my side bar. You see, a few months ago DH really wanted to get me a new wedding ring. We went to Zales and purchased one on 12 months deferred. I originally divided the balance by 12 months, but then last week realized, if we want to be debt free by December, I would have to up the payment. I figured out how much that would be with a final payment in December.

We will most likely be paying it off next month as the balance is $608.79. We will find the cash to do it, and then I can really say:

We are debt free except for the mortgage!

3 Responses to “Paying the Focus loan off!”

  1. creditcardfree Says:

    How nice of your mother! And very exciting to pay off early. I think that is about the amount we had left on our truck loan before I just sent it all in.

  2. LuckyRobin Says:

    Cool. I bet that will feel good.

  3. FrugalTexan75 Says:

    I'm approximately at that amount right now with my car loan, but with upcoming travel expenses (i.e. NE .. Smile ) I have decided to just keep paying 2x the payment instead of doing a big payoff in December like I'd planned. It'll still get paid off much earlier, just not within a year.

    Great going!

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