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1st quarter progress

April 1st, 2013 at 07:59 pm

CC Free got me thinking after she posted her 1st quarter progress.

I didn't have a lot of financial goals for 2013, but, for the ones we do have, here's how we have been doing:

Paid off SUV loan
Increased DH's 401 contribution to 14%
Increased my SEP IRA contribution also (although that doesn't appear on my sidebar).

Already thinking ahead to 2014. Our house will be 16 years old this June.

We imagine next year and in the next few years, needing a new roof, possibly replacing the hot water tank, and possibly replacing the furnace and air conditioner. Our house has been painted...that will not need to be done.

Also, we will need to replace the carpets at some point. All 4 bedrooms have carpet, as well as the family room, and living/dining room. We will hold off on this for a while though, mainly because the carpets are in pretty darn good shape for being 16 years old. We don't wear shoes in the house, and I think that helps. We also want to wait as our cat (who is 14) vomits sometimes, and almost always on the carpets instead of the hardwoods...go figure. We used to get the carpets professionally cleaned once a year, but last year, decided to invest in our own carpet cleaner. I think it has been well worth the cost (a couple of hundred bucks). We also have a hand held smaller carpet cleaner for spot cleaning. I also think that was a good investment.

So another goal, I think, is to start a seperate account for the household maintenance that is going to be coming up. I really don't want to tap into the home equity line. To me, that is just too tempting to go hog wild and just get it all done at once and be done with it.

No thanks, think we will try to save cash for it!

4 Responses to “1st quarter progress”

  1. patientsaver.com Says:

    I'd really like to replace the carpet in my family room, but the cats scratch it mercilessly, and I'm sort of thinking I'll wait til they get a little older, or right before I put the house on the market. I also have some very heavy furniture in there. Do carpet people move furniture? I didn't think so.

  2. CB in the City Says:

    My cat always vomits on the carpet, too. It must just feel better to him.

    PS, when I purchased my rugs (which I don't have yet), I paid for installation, which includes moving and repositioning the furniture.

  3. snafu Says:


    The discs are simple to use and allow you to easily move heavy furniture. The catch is having *somewhere* to move the furniture.

  4. Looking Forward Says:

    Good progress! Big Grin

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