So it's about 10:20pm here on the West coast. I am just hanging out by myself....DH is in bed (he has to work New Year's Day) and the DD's are out with their friends celebrating. I'm not bummed we are not going out...we never do. I would rather just stay home and be cozy.
We ended up pretty much meeting the 2013 goals. We paid off both cars and a new wedding ring for me. We didn't up DH's 401K contribution to 15% but we did increase mine which probably made up for the 1%.
If it were not for my parents and their most generous gift, we would not have made the savings goal.
We would have been debt free except for the mortgage, except we took out the home equity loan to renovate a bathroom and laundry room. I don't regret this as those rooms were going to need renovating at some point. We will not be staying in this house long term....we have been here 16 1/2 wonderful years, but will be looking to downsize at some point in our closer to retirement years.
Looking forward to 2014!
Happy New Year from Oregon
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